These guys have a ton of poor reviews online, but they're in the sub-prime loan business. They loan money to people with shitty credit and primarily deal in auto-loans. If you read the reviews, they're all from people who couldn't pay their loan and had their car repossessed. Duh. They're a sub-prime loan company, not your uncle Jim. They loaned you money; you have to make payments, or they'll repo the car and sue you for the balance. How is this confusing?
My experience with them has been just fine. I bought a Toyota Yaris and they financed me even with horrendous credit. I have never missed a payment and always pay online via their easy-to-use website payment portal. To their credit, they have reported these payments to credit agencies and my credit score has really improved. I'll probably end up refinancing if my credit improves enough, because the interest rate IS high. Overall I'd recommend using these guys if you need a car and have shitty credit but have achieved STABLE employment and a decent income.
Regional Acceptance Corporation is a US Finance company based in Jacksonville, Florida. Regional Acceptance Corporation is located at 12276 San Jose Blvd #204, Jacksonville, FL 32223, USA.
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